RNZ's personal finance expert offers plenty of practical advice on getting your house in order, whether it's KiwiSaver contributions, putting aside for a rainy day or understanding risk and return.
Understanding risk and return
Financial journalist and author Mary Holm looks today at understanding risk and return. In a recent ASB survey, people were asked "which type of savings or investment product gives the best return?" and given a list of possible answers.
Managing and planning your retirement income
Mary Holm offers insights from a conference on retirement income policies at the University of Auckland’s Retirement Policy and Research Centre.
Changes to KiwiSaver
KiwiSaver is getting more flexible, and opening its doors to those over 65 – although not completely. Some changes took place on April 1 this year, and others will take place on July 1.
Saving for a rainy day
Having some money that you can easily access when things go wrong is one of the most important aspects of managing your finances.
The numbers game
The first is dollar cost averaging, how if you invest regularly - in KiwiSaver or elsewhere - you buy bargains even if you don't realise it.
You can listen to all of Mary Holm's podcasts here.